"Maybe you’re thinking you should be making better progress. You’re exhausted, and you feel like there isn’t anything more you can do to become debt-free.Don’t worry if you’ve run out of ideas—that’s what we’re here for!"
https://www.daveramsey.com/blog/ways-to-get-out-of-debt
https://www.daveramsey.com/blog/ways-to-get-out-of-debt