"According to the Urban Institute, more than 26.9 million Americans own their home outright. Some bought their homes with cash, while others whittled away at their mortgages year after year until they were gone.
Maybe you worked with a great real estate agent and got a deal on your home, but—like two-thirds of American homeowners—you had to take out a mortgage to finance the purchase. You can join the ranks of debt-free homeowners and make your last mortgage payment sooner rather than later with these seven easy ways to pay off your home loan early!
Each time you pay extra on your mortgage, more of each payment after that is applied to your principal balance. But, before you start making extra payments, let’s go over the ground rules."
https://www.daveramsey.com/blog/3-easy-ways-to-pay-off-mortgage-early
Maybe you worked with a great real estate agent and got a deal on your home, but—like two-thirds of American homeowners—you had to take out a mortgage to finance the purchase. You can join the ranks of debt-free homeowners and make your last mortgage payment sooner rather than later with these seven easy ways to pay off your home loan early!
Each time you pay extra on your mortgage, more of each payment after that is applied to your principal balance. But, before you start making extra payments, let’s go over the ground rules."
https://www.daveramsey.com/blog/3-easy-ways-to-pay-off-mortgage-early