What happens when government restricts or outright prohibits, the market from operating freely? Health Insurance was invented by private individuals (not by government) in order to help people pay for expensive medical bills. Insurance worked because lots of people could pool their money, by making small payments, and when some people incurred heavy medical bills, the insurance pool could be used to cover costs. It worked. The Free Market allowed private individuals to find an affordable solution to an economic question. Then government stepped in, took over the system, and drove up the cost. Not only that, Obamacare fines people with a tax if they refuse to buy a health insurance policy.
http://www.nytimes.com/2016/10/27/us/obamacare-affordable-care-act-tax-penalties.html?_r=0
http://www.nytimes.com/2016/10/27/us/obamacare-affordable-care-act-tax-penalties.html?_r=0